New to this forum. I just want to say hello! and HELP!
rn
rnMCM is CB's I owe $ 1,492 coverage. However, the OC is not reporting the debt. They were, but they removed it in '05. MCM called today to try to settle down and mark as paid in full. I did not agree. I seemed a bit ignorant to what they were telling me, but I asked some pretty good questions. They told me the account was opened in '00. Account is charged off and sold in1/2003 6 / 2005. When I asked the date of las
Archive for January, 2011
CA reporting, but OC is not [mcm] [1492]
January 30th, 2011 
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DV question regarding CA & OC [validation period] [tradeline]
January 30th, 2011 admin Hello,
rnZuerst I would say hello and thank everyone who contributes to this incredible place. God bless you all and everyone can have a fantastic New Year.
rn
rnHier is my question.
rn
rnWenn a CA does not acknowledge a debt within 30 days of validity, the OC will have the negative TRADE LINE from the CRA, as well as delete the elimination of their CA tradeline.
rn
rnWenn so, what are the statutes, case law or FTC opinion?
rn
rn
rnIch have onl
crown jewelers showing on true credit not on actual cr [crown jewelers] [true credit]
January 30th, 2011 admin Hi I wonder if this is generally done. I checked TrueCredit was a few days and crown jewelers reporting, but it was a report on TransUnion credit report.
rn
rnjemand this happen.
Where can I find out . [-1]
January 30th, 2011 admin If a collection agency is licensed to collect in my state?
What does a JDB need to provide [validation]
January 30th, 2011 admin For a proper examination of a cc debt? Do they have the OK to contact?
Did not verify ID or read Mini-Miranda in phone call. [debt collection agency] [miranda]
January 29th, 2011 admin So I got a letter from Twin Oaks, she said in the letter that they have a “collection agency”. If I tell them if I could pay the rest named, told the woman asked for my account number I then asked what I owe, I wanted to pay. No question of the name, not a “mini Miranda,” absolutely nothing.
n
nIch worked at a collection agency for about a month and we were trained to this on every call, incoming or done outbound.
mussten
nAlso I called back, and when the operator answered,
Go Away, Don't Come Back Another Day [collect america] [ss number]
January 29th, 2011 admin Sometimes nothing goes, especially with the likes of MBNA. For some reason they have my name in the database, which is a Master Charge account with a balance of more than 20 years combined. The account should be from another bank which have been acquired by another bank, get it from another bank, and so on was given. The CA? S keep passing on the assets in its total absorbent Collect America organization for any reason, I do not know. You do not have my SS number, and no statements, no agreement
Provide proof of Identity for DV's? [proof of identity] [comcast]
January 29th, 2011 admin I am currently in the process, begin to fire a bunch of debt validation letter and have some questions.
rn
rnZun?chst once, the worst grade is an old charge off with a credit card. I sent a letter saying disputes, it was a mistake, the 3 offices on that one. Did not specifically send the traditional DV letter. A copy of a current Comcast bill with that one, the advice of the book “BestCredit” rn
rnJetzt .
I'm about DV 3 different accounts with collection agencies, as the
Financial Recoverty Services, INC. in MN [credit card account]
January 29th, 2011 admin Is anyone famailiar with this collection service? They say they bought my old credit card.
Chrysler Financial Refunded late Fee [chrysler financial] [timely payment]
January 29th, 2011 admin Hello all
rn
rnNur gave them a call GW. They refunded the late fee of $ 19.50, if I 30 days past due in August Grrr, I was so angry with myself, let the slip was!
rn
rnSie would not they report as a timely payment to the credit bureaus, but they advised me to dispute the credit bureaus is it me .
rn
rnVielleicht they indicated that they did not check a dispute concerning a late payment?