Archive for April, 2011

Are the CRAs busy this time of year or overloaded w/disputes [cr 39] [time of year]

If the rating agencies busy this time of year or just overloaded w / many disputes. Are their more people begin to argue, TLS, and general inquiries and credit repair. Now, I know one thing the rating agencies are of him. I saw a special on TV the other day just to consumers their avoidance CR and how the rating agencies would nail down credit repair and disputes, making it almost impossible to challenge and review. I am nobody, but what if they are going to ensure that they are not shown it to

I need advice.I think I can sue CA under FCRA Part (A)(5)(B)(ii). Please Help. [transunion] [money order]

So here it is .
n
nIch sent DirtBag CA settlement offer on 5-25-10 about CMRRR.
nSie signed for 5-26.
nSie have never contacted me.
nIch she contacted later and negotiated a Pay For Delete them.
nIch paid in person with money, for which I still have the receipt.
nIch pay and receive a personal letter deletion of 6-24-2010.
nKonto credit report falls short after.
nKonto was just back from both Experian and TransUnion 8-16 -2010.
aufgeführtn

Trying to make heads or tails of my Asset Acceptance lawsuit [asset acceptance] [exa]

. Or shortly Action hopefully.
werdenrn
rnDas is my deal – A $ $ et in September 2004 and October 2004 was Dv'ed then. They have not been validated, but the rating agencies have been verified to at least 3 occasions. I will sue Pro SE (which I think, without a lawyer, because I do not have the money). I think their injuries are (as continued collection activity) with the verification and re-aging to verify the debt.
rn
rnIch think I have my facts, case law and the preci

Advice Please [fcra] [business debt]

I have a CA collecting on behalf of OC to reports. The CA list DOFD than 4.8. The organizer is not reported. The DOFD is 1.7. I have a letter from the attorney that the OC is giving DOFD 1.7. I disputed with CRA and contained the letter. The CRA say they can with this letter. The CA continues to check. The CA also countries debt is not the business debts and the FCRA applies. I'm at the end of my rope. I have no recourse? Any advice would be appreciated. This is my last negative thanks to th

Citibank is damaging my credit please help [sitution] [school expenses]

Ok heres the story,
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rnIch am a card holder since 2004 I have no late payments are more than the minimum paid to get the balance a little too high because the school expenses and the loss of my job, but I have to pay even more. Back in June they contacted me to see what was my situ tion and how they can help me. They suggested that I put up a 12-month payment plan and if I wanted to pay that fine was later to make. So I went to a loan increase request and they tell me my account is

truecredit and showing disputes? [consumer disputes] [cra]

For other uses TrueCredit, if it shows dispute with the CRA and CA somewhere in the report that TrueCredit consumer disputes?

Is this a Violation [cra] [credit repair]

I'm on my DH credit repair work. I have a DV CBCS on 20/12/2005. You got it on 12/23/2005. I received a letter from them (seems like the first letter should be sent out before sending it to CRA) from 14/12/2005. My question: Is this a violation because the first Letter, having already placed their TL on his credit report (at least Aug 2005)?

Still can't post pm Swede [swede]

First debug message!

Chaudhry v Gallerizzo & Spears v Brennan [sherman acquisitions] [debt collector]

Reply:We've been over this before. Fields has to do with the addition of fees on top of a legitimate debt. Proper validation is achieved by getting the document fromt he OC and showing how the additional fees/interest affected the original balance. If the added fees are proper through contract and law, then showing how they [...]