Now I've made some progress, I am ready to buckle down and complete work on each credit report, one at a time. I figured that I basically threw my situation out there and see what people would suggest, I know, based on their own success stories and / or unsuccessful attempts.
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rnIch am with TU.
abrn
rnTU FAKO: 615
rnAnfragen: 6
rn?FFENTLICHKEIT: 1 (CH7 BK)
rnDEROGS: 10 total
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rnCapital One reports an old account that was IIB and CO'd as
Archive for May, 2011
Working on each report, one at a time.Suggestions? [unsuccessful attempts] [time suggestions]
May 31st, 2011 
admin 
Posted in 
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new and need some answers [wolpoff] [medical bills]
May 31st, 2011 admin 'm New here and I'm not sure where to turn. Husband was ill and out of work for many months at this time we have used all our savings and were forced to pay his 401k money to massive medical bills and to withdraw feed our family. We sent letters to our two major credit card companies charge a “hardship” but none of them seemed to care. Now we have a hard time with Wolpoff Abramson u0026 have an account with MBNA just a Notice to which I sent a rejection. I was an authorized user Hubby ca
Need help with WW&R lawsuit [time line] [ww]
May 31st, 2011 admin Reply:Admin makes a great point … I sent you some discovery ideas (email) and I think you need to start formulating your notes and a timeline so when you do go to court your concise and on point!
Reply:It's sort of a hassle – but I'd stick with the current course you are on.
It's a lesson to you, though, to just make sure to take one step at a time. You sent everything, though separate, at the same time, that could be part of the court's confusion.
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JDB's Reporting Expired SOL? [acq] [cra]
May 31st, 2011 admin I have a few questions, but my main question is:
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rn “Can a JDB report a debt to the CRA, when the SOL has expired?”
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rnRJM Acq. expired bought a debt after the SOL, but they reported to the CRA and are still reporting it. Can they do that?
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rnAuch debt is to be removed in 5 months and they did not have sufficient DV, as proof of purchase. Is it worth fighting for, remove, or should I just wait it out?Reply:I have a couple of questions, but my main question
who to call for inq disputes? [proof of address] [security alert]
May 30th, 2011 admin I have called all three CRA and every one of them told me the only way inq were removed for use with the original creditor dispute.
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rnIch read as many members contribution they call just to have deleted it, say. What number to call? Who can I contact about this? I deleted my call to previous addresses, but EQ said I have a security alert on my file, I need proof of address, ID, etc.
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rnIch that in the mail today, along with my request. So now I have to work on t
This is a huge merge issue! [lawyer] [lawyers]
May 30th, 2011 admin Reply:Before all deletions my score was from the range of 699-724 due to serious delinquencies, proportion of balances to credit limits too high on revolving accounts, too many consumer finance company accounts, length of time revolving accounts have been, too many accounts with balances and too many inquiries last 12 months. …
Folks, I think he's just revealed the secret to 700+ credit scores!
Reply:Wife just went through this 2 years a go and it was fixed but she neve
Ok need some serious help – (FL) [counterclaim] [plaintiff]
May 30th, 2011 admin Well tomorrow is the 25th day I sent in my answers since / defense / counterclaim my 2nd Fall (unsafe loans). I have nothing from the court or the attorney for the plaintiff will receive. No phone calls either.
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rnIch some really good examples of need for what I need to do next.
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rnVielen Thanks!Reply:Personally i would have sent my request for discovery and my request for interrogatories with my answer. You want to be the one controlling the time line, not them.
Need help in Ohio please (long) [capitol corp] [household finance]
May 30th, 2011 admin Reply:you have to make sure that it says with predudice so that they can not file it again.I believe that I'm correct on this.
Reply:Thank you guy, I did just that. Of course, the clerk didn't understand what I was reading to her, so she looked it up and said yes, it was dismissed. I also looked at the court records online and it says it is "closed".
Once again, thanks for this board and all your help.
Reply:Make sure to check with the court and make
9-1/2 y/o Hospital Bill [credit bureuas] [credit report]
May 30th, 2011 admin : Confused: I have a hospital bill, which was of the 1998/birth a child. I have oral argument with the hospital . It's still coming up on my credit report, and not planned out to 2009. Is this legal or what to do. I have tried using credit bureuas dispute and say always valid.Reply:Publicly supported hospital?
It's possible there's no SOL at all on the ability to sue, and the collection account … well as a practical matter they might reage it and reage it 'cause i
Georgia Court of Appeals [georgia court of appeals] [american express]
May 29th, 2011 admin ** Georgia Court of Appeals came to a decision on 24th January 2008 in Hill v. American Express that in Georgia the statute of limitations on a credit card is six years due to the amount and the payable
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rnBedeutet that after the last payment? There is not always due if you owe on it?Reply:Well, I've always argued that the GA SOL for a bank credit card was 6 years and for a department store charge card was 4 years (as an open account). Some people wanted to argue that a bank cre