Archive for June, 2011

company credit card on peronal credit report? [personal credit reports] [thanks in advance]

Hi everyone . I was curious about something . I worked for a company a while back, and if I did, they had to AMEX business credit cards to be exact . and I was curious if it was a business credit card if it gets reported on personal credit reports, or should it . is it legal . I do not know . can you please help me . I'm trying to get my report to seek God, because I'm in a house and my credit now has to be good obviously . thanks in advance .
rn
rnCollinsReply:No, not being s

CA in state of missouri [unlawful practices] [state of missouri]

Hi everybody!
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rnIch call you to help me. I have a call to CA quite often, is rude, and so half-mast threats to the company I work for. I'm curious if anyone can lead me in the direction of the unlawful practices and how to deal with them. Any information would be very grateful.
rnDankReply:no i'm almost one hundred percent sure that we can't record calls….yea, it would be nice to know if there is a law similar to that of the FDCPA….which, i find really strange

What if a collector has not yet started reporting to CB? [debt collector] [credit bureaus]

What happens if a collector (debt collector, collection agency) has not yet begun reporting to credit bureaus?Reply:This is a very new debt, I don't think this is the Original creditor, the debt is from January 2006 ,


Reply:Did you DV after the first letter?

Is this a CA collecting for an OC, or did they buy the debt?


Reply:I have a debt of 3,000.00. On February 2006 , I received the first notice and now they send me a last letter with the oportunity to make arrangme

Newbie on the prowl: 1 paid off car Three CRA balances [vw credit] [zero balance]

I have a VW Credit, where I was in a serious accident that wasn't my fault. So ended the car than I was and stood on its head. The folks at VW were very friendly on the payment of the balance that I have fully and I have to prove a letter from them. Its almost a year ago, and on one of my reports, there is a zero balance but the other two show a balance of 2797 and 2997th I have a few more than 60 days on that TL had. What would be the best way of dealing with balance indfference.
werd

Not knowing about debt [settelment] [mail]

My mother did not know an apartment for her grandson to her that he signed wrecked the apartment and leave the rental agreement. She was with my brother, the father of the grandson at the time survived. And while living with him will remember that in the mail, he would hide, shredded or dispose of them was to get away. They went out and got a letter from a collection agency about the money owed. I contacted the original debtor to work out some kind of settelment so that they realize that they ha

Lasalle Bank – mortgage information lost [lasalle bank] [bank mortgage]

http://chicagobusiness.com/cgi-bin/news.pl?post_date=2005-12-16u0026id=18835Reply:NOW they start using a computer network to transmit data? They shoulda been doing that for quite a while now instead of using tapes.


Universal Fidelity LP [quot] [fidelity]

Ok, that was a Mervyns bill from last year that I let go during a really stressful time window. I know I owe them the money.
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rnDie UFL people would only offer a 80% payout today or 3 payments in full, without the guarantee that they stayed out of my credit report.
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rnIch offered, I have argued that it does not to me but a good few points on my credit report, these reports as “complete” “Paid in Full” or. TEHM I offered a 20% payment of the total if they reported it.

Hello to board [hi gang] [discussion board]

Hi gang,
rnI `m new to the forum and just wanted to say hello.Reply:Welcome my fellow Texan! We are glad to have you. Start educating yourself on the Texas Finance Code by reading my signature. It's a really good consumer protection law for Texans. There's also TONS of information on this forum. Just take some time to read the information contained here and you will be an expert in no time.


Crap One returned to sender my CMRRR [mistake]

You make me so angry and the information I dispute is actually inaccurate. Do I simply sending without CMRRR? I am not too sure that I just want them to fix the error they made.Reply:The only way that I was able to get any copies of statements was emailing richard.fairbank@capitalone.com. He forwarded my email to some manager Kathy Adkins and she responded right away. I was disputing my date of last payment and date closed.


Reply:Yes and they verified all of the accounts that I have with

MBNA Speaks With The Dead [mbna]

While on vacation last week, I ran across this article in a local newspaper. The author has also published on its website.
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rnhttp: / / www.donmcnay.com/register/July.22.2006.phpReply:Based on past experiences, I've no doubt that MBNA will be offering a new "Heaven's Gate" picturre Visa with a $10K line of credit to the mother any day now at a special introductory rate for the recently un-dead. :)


Reply:Thanks guy, for the reference.

I'm sav