http://pacer.uspci.uscourts.gov/
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rnEs costs $ 0.08 per query, but worth it. Although it looks only federal cases, it will give you insite much in the collector to want to do it, and whether they really are scumbags.
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rnNach the research of my favorite debt collector I have found that every one of the suit file against them, so has happened under FDCPA and FCRA and the collector withdrawal, and any color that has brought the collector before some poor bastard, was dismiss
Archive for June, 2011
LINK – Research your favorite OC and DC! [uscourts gov] [fdcpa]
June 28th, 2011 
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What constitutes debt validation? [household finance] [last transaction]
June 28th, 2011 admin My husband received a collection notice Asst assumption is they bought a debt from Household Finance. DV'd them. They sent OC, original account number, balance, and last date of the transaction. Do they have some sort of paperwork with his signature, stating it is offering his fault, or at least some copies of statements? You have not done that.
rnSie also called him after the DV, that no telephone contact be made to receive specified. What's our next step?
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rnDanke.Re
what effect does $trillion bailout have on CA negotiations? [ca negotiations] [fine mess]
June 28th, 2011 admin Will CA be willing to take less now? With money tightening think so . Might best wait a little longer? Ratings
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rn2 one of 3 years, another of these spring
rn3 cards
rn4 Ca .
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rn $ 50,000 or so .
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rnFine measurement I'm on .
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rnNeu in the database, but this place is me some hope and some good info .Reply:Just tell teh CA
"When I get my share of the Trillion I will be sure to share some of it with you."
Partial success [partial success] [yikes]
June 28th, 2011 admin Only by choosing “not mine” on each of my credit reports, I have deleted six points on EXP and TSU (not exactly the same article) 0.
bekommenrn
rnLeider I am unemployed and now must my car note to more than 30 days past due go – super Yikes. Just as I was cleaning up my credit card I also sabatoged it.
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rnAber the point of this position is to not complain – it is thanks to each of you say.Reply:Good deal on the deletes and God speed on the employment search! It will all w
Filed my answer now the lawyer is calling [felix] [lawyer]
June 27th, 2011 admin Filed my answer. Now called by Pantdude and Felix. They are sueing on behalf of Target. Any tips when I talk to them or why they call?Reply:In resp to your other post:
I found some notes/posts prepared by lawyers: for defending Account Stated.
Again not my notes:
———————————————
1st review your Ca states civil procedures under account stated. Definitions.
At a min P is req'd to prove 1) that services w
Hi everybody! [privacy guard] [equifax]
June 27th, 2011 admin Hello, everyone. I'm fairly new to the boards, and I am serious about cleaning up my report. I just need some advice from experts all you!
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nIch I have with Privacy Guard and have been looking at my 3-way report. I have an account, which shows the correct credit limit on Equifax and Trans Union, but at Experian, the credit limit and high balance are the same. What must I do to fix this problem? I think that makes me look like I am with my balance more than I currently am.
n<
What to Expect – Judgement [personalized software] [judgement]
June 27th, 2011 admin Good day, I have a company that has threatened a verdict against me and my little company. More than a year ago I bought some personalized software from this company if the product works the link to my site not arrived. Unfortunately I did not have the money to pay the bill. ($ 300)
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rnHeute they sent me an e-mail asking if I pay the bill, I should have asked in the past for extensions that were granted. Without a payment tomorrow they go to against me and my company file. What shou
Experian and Date of delinquency/last activity [tradeline] [delinquency]
June 27th, 2011 admin How does Experian her interpretation of the date of delinquency and date of last activity and shows if they remove a TRADE LINE? I have heard many different interpretations. Thanks.Reply:Is it beyond SOL or 7yrs + 180 days after date of last deliquency?
Reply:I can't even find a CSR. How did you manage to get one? I need to dispute something that is out of SOL for reporting w/ Experian.
I do have a current report. I did already try 2 months ago to do this dispute onlin
FCRA and CRA relation [furnishers] [fcra]
June 27th, 2011 admin In reading Section 623 of the FCRA: how does that relate to CRA. To my understanding, that is for designers CRA. Is that correct? I know they are also designers seems like it is referencing OC's. Getting confused now!Reply:where is the section that you can sue the CRA for non deleting account when a OC tell them to. In the Book on the website it refers to section 623
Reply:also- you cannot sue for violations of 623(a), only for violations of 623(b)
Reply:furnishers refers to whome
What is considered adequate validation? [payment charges] [transaction history]
June 26th, 2011 admin I got a letter from ARS to change my Midland financing. What they sent the validation not know what acceptable, but I was wondering what to do about it. They tell me that my account with them is 1998.62.
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rnWas they sent the validation is a transaction history with 5 Finace charge listing, 5 and 5 overlimit fees on late payments and a payment is received. All together, this whole page only sum to less than 500 dollars, as they may consider this validation for almost $ 2000 debt?