Yesterday I wrote the first time and got back some good info. Thanks. I have a new dilema/question.
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rnIch sent documentation to prove the informationm (name / address / place of employment) on my credit reports is incorrect. One was a copy of my W2/wage/tax form for this year shows my correct address and correct name (I'm using my maiden name after the divorce) and the place of employment. It also has my social security number on it. And I sent a copy of my insurance bill. Equif
Archive for July, 2011
Question about 30 day wait [w2 wage] [social security number]
July 31st, 2011 
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Midland Validates Twice During DV [ca ag] [midland]
July 31st, 2011 admin I DVD Midland 25 July, get green card, Midland continues with EQ on 14 August and 16 August validated. I have received no response to DV.
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n * If * is my fault, it's way out of SOL and reporting period, and everything that is sent inaccurate, as I reported here:
nhttp: / / www. {$} MySite / forums / showthread.php? t = I 272812
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nSollte Spinner them now? I would like to try that, and BBB complaint and CA AG. Advice?
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nDankReply:the oc was remove
question on SOL [repayments] [credit repair company]
July 31st, 2011 admin Hello,
rnIch have some old debts CC with various companies in New York opened. (All now CA) I rented a credit repair company with a lawyer to help me resolve the debts.
rnIch then moved to Georgia. I have not finished my repayments, and the sol is 4 years for Georgia, while back in NY is 6 years. I'm almost at the 4 year mark. Should I wait for the last few months, or am I
rngebunden through the SOL to New York. I should note that I have no promises to one of the accounts I h
Credit counseling – Is it a boon or a bane for a debtor who is drowning in debt?
July 30th, 2011 admin If you’re a debtor who has fallen back on his monthly credit card payments, you need immediate help. Before you decide whom to resort to, you must first try getting help from a non-profit credit counseling agency. There are many credit counseling agencies in the market and it is your duty to choose the best [...]
GW Letter to Credit Union? [lump sum payment] [negs]
July 30th, 2011 admin I have a car loan through a small local credit union. I have had other loans through them and paid on time. During the term of the loan I behind on some payments, but for the past year and a half or so have been making regular payments, even if it is still an overdue amount. Recently I get sent a fixed amount of current, and I left about 6 payments on the car loan. I had planned to ask a GW letter to them, negs delete write, think that I have a pretty good chance of meeting these since I was a m
Can you advise before 9am monday jan 3 [mobile home park] [recieves]
July 30th, 2011 admin Reply:Just wanted to poke my head in and say Congrats! and Awesome!
Reply:THanks. Man this day is going good. I just got a call from a prospective job. I sent my application/resume on sat and they just called for an interview. :everybodyclap: :everybodyclap: :everybodyclap:
Im so excited. THat's two good things. Maybe I should go buy a lottery ticket. 
Reply:Cool! Glad everything worked out. Yep, it's not as bad as people think when fig
The dreaded split report [equifax]
July 30th, 2011 admin How long can I expect my Equifax report repair split?Reply:mine took little more than a week.
What is JDB? [-1]
July 30th, 2011 admin I consider this to be seen on other posts and wonder what it means . I have an idea it has something to do with a lawyer have . but would like to know more .: roll:Reply:JDB = Junk Debt Buyer
They buy collection accounts from OCs and other CAs for pennies on the dollar. They are classified as a CA and are bound by the FDCPA.
Here's a link that explains most of the acronyms used on this site and others:
http://www.{$MySite}/phpBB2/viewtopic.php?t=
Chevron Credit Bank Question [chevron credit bank] [transunion]
July 29th, 2011 admin OK, so I am able to pay out most of my debts, and have done so in recent months (with one or two minor hiccups) So I got my three credit reports and noticed that it open an account Chevron on my TransUnion:
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rnChevron Credit Bank
rnBalance: 189
rnKreditlimit 11/2005
rnHohe Balance $: $ 190
rnüberarbeitet at $ 200
rnüberf?llig: u003E $ 190 u003c
rnPay Status: Collection account u003E u003c
rnKontoart: revolving
rnVerantwortung: Individual
HELP! received a summons, don't want a lein on our house! [lein] [summons]
July 29th, 2011 admin Reply:Someone on another post mentioned that you could "quitclaim" your title to the house to your spouse and avoid a lien if you are not in a community property state. I don't know the details about it though. Maybe some one will post chime in, or you could make another post.
Reply:See response in student loans
Reply:Divey, I think she said that both names are on the house. So that's going to be the issue.
Reply:The good news here is if your husband did not cos