August 31st, 2011 
admin Reply:Doesn't this site rock?!!! :woohoo:
Had I not found it months ago. I would be sitting around doing nothing except waiting 7 yrs for things to fall off 
Congratulations BTW!
CONGRATULATIONS!!!!!!!!!!!!!!!!!!
Its amazing isnt it? I remember when I first started, thinking &q
August 31st, 2011 admin Reply:The truth is, it is impossible NOT to think about it, so I might as well talk about it rather than keep it all pent up, right? 
I was completely beside myself for a couple of months when I first started receiving "attorney" phone calls for CC debt that had charged off this year. I couldn't sleep, or focus on anything but "what might happen to me". I knew there would be collections, but I wasn't expecting the aggressive behavior that I rec
August 31st, 2011 admin if anyone out there familiar with tx rent law and are willing to give some opinions, to discuss some points, especially in connection with the deposit back. I need your input on my next plan of action. pretty please?Reply:http://www.taa.org/renters/SecDepositsQ.php
The link posted above may help.
Also try the Dallas (County?) Tenants Association. On the side of tenants and sometimes very knowledgable.
I have no personal knowledge of how to define forwarding address
August 31st, 2011 admin I just singed back up for Equifax Credit Watch Gold and found a soft request from Capitol One. I do not have an active open account with them. I had a card with them at a time, which I paid off and closed two years ago. The soft study was coded AR. I did not write an account for them.
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rnEin part of the FCRA states that a request is made:
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rn (E) intends to use the information as a potential investor or servicer or current insurer, in connection with an assessment or an
August 31st, 2011 admin I got all my copies of CR year, but looking for a free quick copy, to check whether t hey removed my request and updated my CR . They said they did, but Id like to see yourself . Id have to see how scores and where I stand.Reply:I'm waiting till the first when the monthly updates should be done…do something else and productive while you jonesing…I am too
Updates don't neccessarily come on the first. They are updated anytime the DF (data furnisher) provides an update.
August 31st, 2011 admin My credit agency before that, the bill down with them means the same as assigned, ie not one of them.Reply:I would think in this context, yes, they are the same thing.
August 31st, 2011 admin There are several banks that are off form and using ChexSystems TeleCheck instead, so if you record a clean TeleCheck, you can easily open a account.
habenrn
rnwenn you are in the Dallas Fort Worth area Compass Bank is doing this. I'll try to find more and add here. If you know any please post here.Reply:Does anyone know the phone number for chexsystems.
googled and found this…
Call ChexSystems at 1-800-428-9625 or connect with their website now to
August 31st, 2011 admin Is there a way to find the SOL in a particular state? I'll have to find for both KS and MO for a medical collection.
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rnVielen Thanks!Reply:Is there a way to find to the SOL in a certain state? I need to find it for both KS and MO for a medical collection.
Thanks!
STATE: KANSAS
INTEREST RATE
Legal: 10%
Judgment: 12%
STATUTE OF LIMITATIONS (IN YEARS)
Open Acct.: 3
Written Contract
August 30th, 2011 admin Is there anyone like to help me make sure I make the stuff at the right time or just to say I'm wasting my time and I would be doomed. @
rn have 12,000 cc debt u0026 4000 @ med bills, no way to repay it all. attempted settlement offers oc / send about in June, no one would reply in writing to me. Do not send CERT, etc.
rnIch'm daycare providers, self-licensed. My husband is up on assault charges for threatening cops (3 of them), lawyer says he will probably be convicted and he
August 30th, 2011 admin I read my credit report and saw that a company that I had an account in 2000 was 180 days late reporting me to this day. It was charged-off in January 2001. A year later I got a tip from a collection agency that they just trying to say that debt again, and I paid the original creditor them.
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rnIst allows me to be too late, after they log-off my account debited? ?
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rn I d appreciate some clarity someone 88 -?.?)
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rnIch self reporting agency as part of
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