Archive for August 31st, 2011

Holy ****! It works! [continuous problem] [tradeline]

Reply:Doesn't this site rock?!!! :woohoo:

Had I not found it months ago. I would be sitting around doing nothing except waiting 7 yrs for things to fall off :roll:

Congratulations BTW!


Reply:Thanks for sharing your experience with us. This is an inspiration for all newbies. And yes, persistence does pay off.

CONGRATULATIONS!!!!!!!!!!!!!!!!!!


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Its amazing isnt it? I remember when I first started, thinking &q

So, how common is it for them to sue in Texas? [garnish wages] [piece of paper]

Reply:The truth is, it is impossible NOT to think about it, so I might as well talk about it rather than keep it all pent up, right? :mrgreen:

I was completely beside myself for a couple of months when I first started receiving "attorney" phone calls for CC debt that had charged off this year. I couldn't sleep, or focus on anything but "what might happen to me". I knew there would be collections, but I wasn't expecting the aggressive behavior that I rec

tx landlord tenant [landlord tenant law] [security deposit]

if anyone out there familiar with tx rent law and are willing to give some opinions, to discuss some points, especially in connection with the deposit back. I need your input on my next plan of action. pretty please?Reply:http://www.taa.org/renters/SecDepositsQ.php

The link posted above may help.
Also try the Dallas (County?) Tenants Association. On the side of tenants and sometimes very knowledgable.
I have no personal knowledge of how to define forwarding address

Capitol One and Soft Inquiry [equifax credit watch gold] [capitol one]

I just singed back up for Equifax Credit Watch Gold and found a soft request from Capitol One. I do not have an active open account with them. I had a card with them at a time, which I paid off and closed two years ago. The soft study was coded AR. I did not write an account for them.
rn
rnEin part of the FCRA states that a request is made:
rn
rn (E) intends to use the information as a potential investor or servicer or current insurer, in connection with an assessment or an

Looking for FREE quick Report [cr]

I got all my copies of CR year, but looking for a free quick copy, to check whether t hey removed my request and updated my CR . They said they did, but Id like to see yourself . Id have to see how scores and where I stand.Reply:I'm waiting till the first when the monthly updates should be done…do something else and productive while you jonesing…I am too

Updates don't neccessarily come on the first. They are updated anytime the DF (data furnisher) provides an update.

Does "placed" mean assigned? [credit agency]

My credit agency before that, the bill down with them means the same as assigned, ie not one of them.Reply:I would think in this context, yes, they are the same thing.


FOr those of you in chexsystems [dallas fortworth] [compass bank]

There are several banks that are off form and using ChexSystems TeleCheck instead, so if you record a clean TeleCheck, you can easily open a account.
habenrn
rnwenn you are in the Dallas Fort Worth area Compass Bank is doing this. I'll try to find more and add here. If you know any please post here.Reply:Does anyone know the phone number for chexsystems.

googled and found this…

Call ChexSystems at 1-800-428-9625 or connect with their website now to

How to find SOL in KS? [medical collection] [sol]

Is there a way to find the SOL in a particular state? I'll have to find for both KS and MO for a medical collection.
rn
rnVielen Thanks!Reply:Is there a way to find to the SOL in a certain state? I need to find it for both KS and MO for a medical collection.

Thanks!

STATE: KANSAS
INTEREST RATE

Legal: 10%
Judgment: 12%
STATUTE OF LIMITATIONS (IN YEARS)

Open Acct.: 3
Written Contract