Forgive me my frequent questions about the following, but I am shy and insecure situation.
rnIch about dealing with the following have a few med collections
rnwenn my wife the doctor she visited the said 108.00 i owed
rnmeine wife has said we would pay what I intend to do. I like that doctor!
rnaber there is a collection with a collector who spezialisiertrnIn collectns
med in the last thread I was told to pay the doctor and tell the collectors to their migration.
Archive for September, 2011
med collections and oc [frequent question] [collections]
September 30th, 2011 
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How to report when negotiating with OC [-1]
September 30th, 2011 admin If paying by OC, it is possible, the latest to be removed if the settlement is about 50% of the actual amount. I will say that the best thing they can do with a solution, is an R-7 rating and that it was a list of settlement. Is there anything as far can be done to remove the newest and only paid as agreed?Reply:So if you are saying that these accounts have went to collections and are not listed on your report yet, then this is an opportunity to pay them, so they won't list them on your repo
Stephen and Michelle Snyder and afterbankruptcy.org [afterbankruptcy] [equifax]
September 30th, 2011 admin I received and invitation to visit her after bankruptcy foundation seminars here at the end of the month. Sponsored by Equifax. Has anyone else attended these seminars? What is your opinion? I have a DVD (listed with the participants first and last name, city, state and occupation) a week ago and the testimonials seem to show that it was very helpful. It sounds like infomercial for me. ThanksReply:Yep, ranks right up there with the "advice" I saw given by an attorney on another (non-cr
Received Lawsuit in the Mail Yesterday [proof of service] [mail]
September 30th, 2011 admin Reply:Thanks. I think there's some value in DV'ing even after the lawsuit is filed — technically, they're under no obligation to respond; however, a failure to respond could be presented to the court later to support any claim that they're pursuing the claim in bad faith. (ie, if they had a valid claim, why wouldn't they be willing to provide the requested documentation–this sort of informal "discovery" happens routinely in litigation when everyone is operating a
7 30-day late pays on old paid/closed account [ford motor credit] [poor decisions]
September 30th, 2011 admin Help Me Somebody. I know there are a ton of threads out there “pays late removal” in reference to, but I have an account that I just can not get relief from, and although I made a big boy and is responsible for bad decisions in the past I'm really hoping someone can give me a new or fresh ideas to get to a specific account cleaned up.
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rnIch a new 2001 Ford truck purchased in 2001 (of course). I financed the truck through Ford Motor Credit. In 2003 I opened a new shop and had som
Government Unsecured credit card to raise score [unsecured credit card] [government card]
September 30th, 2011 admin I have to limit a government issued credit card with a $ 5000. The card is in my name and I am responsible for paying the bill once it comes in. Because it is a government map, the Government sent (of course) my travel money to cover the costs of changing. It is paid in full when I receive the check from the government and must be paid in full and on time – no ifs and buts about the (not with Uncle Sam's money to play) 0.
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rnMeine question is, would this type from card raise my
problem with collection agency [breaking the law] [mother in law]
September 30th, 2011 admin Am I right in telling my mother that this collection agency that it calls 4 times a day is to break the law? The sol has expired on their account and I just had a shouting match with this man, and he said that the sol has not expired, that their account activity for today. The sol starts the day the last payment correct? If she has been making $ 50 payments changes the date of last activity?Reply:Am I right in telling my mother in law that this collection agency that calls her 4 times a day is b
Undated summons [summons] [signature]
September 30th, 2011 admin Hi, I registered so I am very new here. My husband received a summons and has 20 days to respond. There is no day to show him around when it was delivered and written a signature by the server.
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rnEs registered on 03/08/2009 with the clerk of the court and we got it on 8/21/2009. I called the court clerk and she said that was routine and the server would be in the newspapers, which, if it was served shown, but they did not know when that would bring. Apparently they can give only if
What evidence can I use in court on my behalf? [witness]
September 29th, 2011 admin I will yada, yada sued. I want to prove the alleged debt is not mine. (I have this form from the others in my posts be filled.) Anything I can do is deny it and I only have me as a witness.:: Drowning::: BadDay: xhitwallxReply:True. fyi- the burden of proof is high in criminal cases (beyond a reasonable doubt). But in civil cases, like what you are involved in, the burden is much lower (preponderance of the evidence). So even though the burden is on the plaintiff, the burden is more like "
Different scores all over/same day [credit scores] [pg]
September 29th, 2011 admin I have different FICO credit scores between place, EXP and EQU Website Web site, and PG site. (It cost quit a bit.) Does anyone understand. Oh, and all were today.
gezogenrn
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rnPG SITE EXP EQU 655 554 TRU 609
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rnFICO SITE —- EQU EXP 595 EXP 645
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rnEQU TRU 657
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rnEXP SITE SITE EQU 610
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rnTRU site TRU 613Reply:Here's a thread which discusses "true" FICO scores:
http://www.{$MySite}/phpBB2/viewtopic.p