Archive for October, 2011

Answering a summons/SOL [state connecticut] [answering a summons]

Reply:UPDATE: I received a court form today letting me know that the plaintiff did indeed file a 'withdrawal of action' and I won't even need to go to court.

Can I dispute this collection on my credit report now? Should I send a debt validation letter first or ..?


Reply:I'm really not too worried about it. It's public information anyway. I will edit it out, though, if it bothers people.

It's now been updated with them filing a withdrawa

Installment acct paid off but still showing on CR? [club cc] [late payments]

Once an account paid, it should be kept in the representation on the CR? It was a car loan, which was last updated in 2007 and paid out. There are a number of late payments on shows which she sucks the life out of my guests. Will that stay on for another five years? Same with Sam's Club CC. I had 4 lates in the past 48 months, they closed the account. I'll pay off this month. If the follow me too?Reply:Yes, they will stay on your report for 7 years. Try disputing them with all 3 CRA'

Is this letter too Strong ? [baldwin place] [transunion]

Reply:I spoke to a woman earlier today at the OCCC's office, she told me that in Texas you dont have to worry about the 30 day thing that it can be disputed and all at anytime and they would have to cease all collection activities
I cant say if this is true or not but thats just what she said so:confused:


Reply:The DV was not timely but Midland has not validated, yet they are still verifying the debt and not marking the debt with the CRA as being disputed.
My intent is

Being Sued for Car Debt not reported on Credit Report [sorry cant] [righ]

rn
rn Hi, Just wondering if anyone can shed some light on this. My wife is for money on a car together, she signed in 2004 sued due. Long story short it was (sorry cannot be more accurately) from the country for over a year and the car was stollen while she was gone. The main customers we were the insurance runs out, stop paying the car note, and failed to file a police report. When my wife back to the Land and found out what happened, they made every attempt to do the right thing (th

Do I send letters to all 3 biggies.? [biggies] [thanks in advance]

Quick question . I send letters to all 3 major office inregards same dispute or just one? Inregards no knowledge of the account and the other dispute is that two different office amount.
rn
rnVielen Thanks in advance .Reply:Send the dispute to all CRAs that list the TL.

Just be careful and DON'T accidently dispute a TL to a CRA that doesn't actually appear on that file! ;)


summary judgment hearing what happens [summary judgment] [genuine issues]

Do you have a hearing for a ruling on summary over the phone. What happens in these hearings? Them, we argue the case on the phone? Why is sueing me. Lawyer says no real problems. I countered with his own man says that blue ink contract. They do not know what goods and services when I receive these documents, the OWNER of venders.
sindrn
rnDi not what they expected as far as procedures. This is Iowa. Who knows?Reply:Have you researched other cases by the law firm suing you? If not, th

Judgement Dismissal Question [judgement] [prejudice]

I submitted a verdict against me some time ago on a CC debt. The case was “dismissed with prejudice.”
rn
rnWenn it was released, as above, the debt can be sold again mentioned? Can I be sued again for the same fault?
rn
rnVielen Thanks in advance!Reply:Just to make totally sure I am making myself understood (is occasionally a problem!), let me state first that anyone can sue anyone in this country for anything. Whether you fight back and if they have a case enough to win a

Can someone answer b4 mail lady comes today around 11? [simm associates] [mail lady]

Ok, I sent a DV to Simm employees. The e-mail lady left a message yesterday to say that I have a letter from them and get them to come back today. I know I definitely do not sign for it, but it's okay for my friend to? It is their answer, and I know I dont sign for it because I do not want them to my signature, but it is normal for a CA to respond with a letter? Thanks::Reply:Have your BF sign in somw wacky way! I doubt they'll get the signature dtectives out after he signs. Let us know

Proving an Account [knowledgable folks] [jdb]

Hello,
rn
rnIch lurking here for quite some time and have learned a lot from all the wonderful and knowledgeable folks.
rn
rnIch have a question and I've searched, but do not drop anything conclusive:
rn
rnEs is a CA, which have an account she points out, is mine. I have DV'd and everything they have ever been made available, a copy of the contract that they bought the debt from two other JDB and a printout from a computer screen displays some data, like m

Transunion issue [chpt] [creditor]

I disputed a collection that is in my chpt 7 BK was added. They went through and marked all my collections in bk. While some were paid before hand. Does it matter to the creditor or the scores, the way they are labeled?
rn
rndanke for the help.Reply:The whole thing is so silly. My score dropped recently because a positive account aged 10 yrs fell off. They go on and on about history being so important, yet they delete your positive history at 10 yrs after closing.

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