November 24th, 2011 
admin Each mind sharing how to delete TransUnion, Experian and Equifax to requests from my credit reports? TR has in years 7 2, 2, and Experian, Equifax 2 below. I ask
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rnWenn them to do this, I am up to the opening creditors, Dorman has been in the last 5 years?Reply:Thanks everyone. Working on that now!
November 24th, 2011 admin I sent EQ (CSC) a letter asking them to check deragotory acct. The account was of OSI Recovery System (CA) and the OC was Direct Energy. Direct Energy was clearly wrong in reporting that account and gave to it. They sent me the information for which I had a $ 0 balance and never late on payments. Now, Post EQ on my CR “Paid Collection.” I've never had this posted on my CR and do not know what it means. Is it still on my credit report score? How do I get these removed and I go, OSI, or EQ Dir
November 19th, 2011 admin I have a collection in my TU CR, it looks like this: XYZ
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rn07 COLLECTION AGENCY
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rnWas does that mean “07″?
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rnEs does not work will not appear on EX
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rnEs on all EQReply:It's probably part of the identification code that the CRA's use to determine e-oscar stuff. That's my quess.
it was last updated in 2005 though (DOFD is 2002)
November 19th, 2011 admin I have a collection account that the wrong DOFD reported. The DOFD is November 2000 and they have it listed as August 2002. I have to make a statement and prove charge of letters to the right DOFD. I contacted the CA and even sent them the statement and write.
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rnIch FCRA had requested a 623 investigation about 4 times from them now. I never hear back at all. I have even specify DOFD as a reason for the dispute. I know they have nothing on the account because .
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rnIm wa
November 18th, 2011 admin Anyone who still has the train one day (haha) of EQ, you can create a new report? I havent had for about a day now get news that they are processing my request. The other day, it was not even working at all, and it shows that I did not report my since 21 drawn (this is not true, I take my daily report of them)
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nhmmmmmmmReply:Any activity after the 21st they don't have in their DB's right now. I can't pull (as of Lunch still) says they have my request and I'll be emai
November 17th, 2011 admin I recently challenged some inquiries with Experian. I received a letter that they have a fraud alert on my file, and then set today I received a letter saying:
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rnLieber Rising_Score,
rnDurch to federal law, your personal credit report lists all organizations that have requested your credit history . Under the Fair Credit Reporting Act, lenders can inquire with a permissible purpose of credit information. Requests for your credit history on a personal credit report for at leas
November 15th, 2011 admin be ok I copied this from my report — Please remember, if it says will have deleted it as they come up with this date — this is Experian Credit Watch
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nKonto of charge. $ 1,628 written off. $ 1,477 overdue 3-1999.
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n Status details:
nDieses account was for the record to further 8-2005.
this article was reviewed on 9-2002 and remained unchanged.
nFristbeginn:
n02/1998
n Type:
nInstallment
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nBerichtet since:
n03/1999
November 14th, 2011 admin Does anyone know the mailing address for Experian to send disputes of them? I can do it through the online method of dispute and can not seem to find the mailing address.
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rnJede help is greatly appreciated
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rnDankReply:I use:
Experian
P.O. Box 2104
Allen, Texas 75013-2104
And have had them answer… They must have about a thousand PO Box numbers… I bet than they have a quota and after so many deliveries to it, they just clos
November 14th, 2011 admin On an Equifax credit report, what is the difference between “date of last activity” and “date of last payment”? Can anyone help me with this? ?Reply:If a payment is made on the account it does reset the date of last activity, thus elonggating how long it could be reported for and how long it could be collected on. The date of first delinquency refers to the date the account first went delinquent that led to a charge off and depending upon the state from the date of first delinquency there is a
November 12th, 2011 admin I wrote an article claiming to be from the OC on my EQ report that I was not in dispute. The written report came back, “tested” and continues, it is “XYZ collections verified. XYZ is not the organizer but a CA.
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rnKann it the law? If not, what the best steps would be to remove the CRA this information? EQ removed the CA from my report a few months ago, and now shows like the OC, the reporting, which do not correct.
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rnJoanReply:Once an account is charged off chances are
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