I EQ's online service to dispute a TL of RMA conflict. I have a DV RMA and got the green card back yesterday. RMA, in its infinite wisdom, had back from the account of 6 months (It's also past the SOL.). I disputed the TL as not mine with EQ . do they get 30 days free, check my online dispute, as they wrote in a letter CMRR? If I prove I have disputed the TL I would just need confirmation that I added # online? Sorry for all? 'S. . I am very new to this, but this forum makes me very
Archive for the ‘Credit Reports’ Category
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AMEX credit service vs. TU [amex credit] [fico score]
November 11th, 2011 
admin QUESTION: What values are more precise, AMEX credit secure credit or True?
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rnMeine notes of TC are not as big —- my scores by AMEX in the 700-0.
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rnDas is so ridiculous . there should be a score and that's it. I also monitor by WAMU, but they give me only my TU Fico score.
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rnIch felt really sucks when I look at TC, but now I feel better after looking at AMEX .
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rnWie scores can be so different between these companies? I think I'll ca
How is 30 period verified? [registered mail] [cra]
November 11th, 2011 admin I have noticed that the rating agency never send their responses with registered mail.
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rnWas's just me of waiting 35-40 days and send them a registered letter saying that in the course of 30 days, and I have received nothing from me (even though I had), so that each of my disputed items must be removed? ?
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rnNicht really fair, but then again the CRA never play fair either.
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rnB.B.Reply:I tried to dispute online after getting my report (Exp.)
Which Credt Monitoring service do you use? [credit monitoring service] [citibank]
November 10th, 2011 admin Rate the online credit monitoring service with your feedback experiences.
Basisrn
rnBitte why you made your choice, and what other services you have verwendetrn
rnIch in past.
I had recently with Identity monitoring of Citibank, because they have a view free trial for all 3 credit reports.Reply:And here's the whole comparison list:
http://www.creditinfocenter.com/creditreports/online-credit-report-comparison.shtml
Reply:You left out simply calling the
Equifax is really getting on my nerves. [nerves] [cr]
November 9th, 2011 admin : Evil: Equifax is reporting the same collection account on my wife's CR four times with three scales. How can they get away with this crap and call it legal.Reply:*sigh* I know the feeling. This is why you have to send in disputes. You shouldn't have to, but unless we get new laws, it's up to you to clean up your credit. 
Can Some-one Help? [fair credit act] [experian]
November 7th, 2011 admin I disputed a few items on my credit report with Experian. In the commentary says: “Account information by consumer (Meets the requirements of the Fair Credit Act) Disputed.” Do's this mean to remove its going or what? I can not seem to Humon at Experian. Can someone help me one?
rnDank: confused:::Reply:Thanks for the information, Its very helpful
Reply:The higher credit score and the higher post count are inter-twined
Reply:yup. I get paid by the higher credit score :p
Do I need good credit scores if I want to remain debt free? [good credit scores] [credit card debt]
November 7th, 2011 admin Just a thought . If I do not have a revolving credit card debt, and do not want any new loans (If I'm happy in my current home and have paid two for cars), I go through the trouble of cleaning up over $ 20K in old collections accounts? Would I be better off keeping the money I have now as an emergency fund? I live on a cash only budget and not another credit card at all so it does not matter what my credit score?Reply:The job was 157,000 a year, It was an IT job…required a security clearan
Csc The Bane Of Our Existence! [incoming calls] [bane]
November 5th, 2011 admin I called for disputes on 2 May review submitted. FYI . the dispute department do not take incoming calls on Friday. Ahhhh! I hate 'em. Evil:Reply:Lyssa – I like your new "nutcase in training" tag
:p
Reply:LOL Amerikaner – How about we will take negative TL's only on Friday the 13th's — oh wait, they don't work fridays so they can't add them. oh well!
They truly are a pain, I sent a dispute end of April and just thi
Good news today on TC [news today] [eq]
November 4th, 2011 admin I had a problem with TC on Sunday night and yesterday, when I unlocked the whole EX and EQ updated, but do not. When I tried to update it I have the 24-hour message, even though TU had not updated. I was pretty grumpy, but do not feel like fighting. So, I'm up this morning and tried to pull back and all updated.
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rnDie good news
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rn1. 7 of my 12 questions bumped
rn2. TU finally accounts for January mean a card that was over 50%, is added to a $ 20 balance.
how to dispute [crb] [tl]
November 3rd, 2011 admin I have a negative (only 1) TL on all 3 CRB. Which is to deny the following methods I choose?
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rnA. Should I disputde the TL with all three simultaneously CRB time
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rnoder
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rnB. I was only armed with one, for example, the TU, and wait to see / delete. If you want to delete, they inform the other 2 or do I have to dispute them individually?Reply:"B" doesn't work. You would have to dispute them separately. It's not uncommon for one CRA to de