Reply:If you're willing to pay it, just pick up the phone and call the OC. Get the details in writing if you can.
Archive for the ‘Debt Collections’ Category
Not sure who to settle with [credit charge offs] [collection agencies]
November 23rd, 2011 
admin 
Posted in 
Tags: 
EQ split my file what's that mean exactly? [eq]
November 23rd, 2011 admin I just recived my latest report from Eq. and they say my file has been split. What is the mean.
rnIst it a good or a bad thing. Is that why things seem to reappear after they deleted?
rnHilfe .Reply:If the file has been split that means that you 1) either have too big of a credit file or 2) been using a monitoring service for too long a period of time to cause the file to split.
All they have to do is remerge the file and delete some of the soft inquiries so it can go b
Assett Investigation in Dallas [-1]
November 21st, 2011 admin Has anyone heard of Assett investigation in Dallas? Who are they?Reply:That's what the message said. We have a couple Credit Card debts that nothing has been paid on since dec 2003. Haven't seen any type of judgement. And based on what I found SOL is 3 years in NC. I assumed it is someone tring to scare us into payingright away.
Reply:you would be suprised what people will willingly tell someone, they dont just ask you though, they can find out how much you make, where you work
Opinions Please On Dv,Ca & Cb [cavalry portfolio services] [csc]
November 21st, 2011 admin Howdy all, I have my 1st DV to Cavalry Portfolio Services and sent
rnCSC a fight, let me know what ya think of these companies.Reply:I have sued Cavalry 3times… yes… 3 times..
they don't like me.
They were collecting an out of SOL bill on my hubby.. they called.. I informed them I have already sued them and won three times.. would they like to go for 4?
They have never called back
haa haa, gj! You should have told
Which SOL to use? Two states involved. [knee surgery] [two states]
November 21st, 2011 admin I have asked this in a reply in another thread in the past, but got no clear answer.
rn
rnIch had knee surgery done in Colorado while living in Wyoming. So, I was physically standing in CO when I signed the payment. Well, I am currently living in Colorado.
rn
rnAlso, the SOL can use the knee doc? Wyoming is 10 years. CO is 5 or 6.
rn
rnAuch different doc . Wyoming doctor and I lived in Wyoming, now live in Colorado. The SOL? Wyoming, as I signed the agreement, Stat
How DUMB is this- really? [money order] [risk]
November 19th, 2011 admin Hi everyone,
rn
rnAuf towards the danger, like a complete idiot -: oops: I wanted to know if ever has anyone done this: You will receive a letter about an about a bill and it is around for a “small” amount, let's $ 200.00 say. Well, you pay but you send a money order directly to the OC instead of the ca and then about the case for the amount they say you owe. The bill is to know something you that you owe like a utility or phone bill. Believe me people, I have not the short bus to
how to handle a charged off acct. [arraignment] [wks]
November 19th, 2011 admin Sun okay I have 2 cc – Capital One owe $ 1300 and $ 2500 Macy's and then I have my checking acct overdrew. owe $ 1,000 check register to system? and cc were cut off and charged to about I got the info from the CA oc so I contacted about the claims that they own it they were not just “hired?” refuses to speak of but oc OC's to me so what to do. ? I might pay half of each cc every two weeks, but I have some type of payment charges, if to make this possible. i really want this to be removed
Does a CA need to notify you in writing? [six days] [phone call]
November 19th, 2011 admin Hello. I live in California. and recently received a call from a new CA for a debt that I recently asked for DV with another CA. (You agree not obvious and sent it to someone new) It has been six days after the initial first telephone contact. They said that a letter was sent the day before they called, but it was six days and I have not received a letter from this company. I thought I read somewhere that the CA is required to send a written notice of the debt within 5 days of first contact, but
A Needed Giggle! [initial communication] [unp]
November 18th, 2011 admin I felt we all need “giggle” a good day so decided this was all you.
Aktienrn
rnEine neighbor, a first statement by a certification authority. It contained the normal “form” BS. BUT, it only shows an amount due, nothing else. The “RE:” does not include the name of the OC. The “account number” does not include numbers, letters, nothing.
rn
rnDer debt is an even number, without change, nothing. The neighbor has no defaults. You have asked me to compose a letter that CA. I'm
Has CA Scred Me? [personal bank account] [resurgent capital services]
November 18th, 2011 admin I should have read here first? I tried to pay with Leading Edge Recovery. Original debt was 1459.50 from Sears and is now Resurgent Capital Services.They 799.00.settlement agreed. I asked for paperwork and made a good faith payment. I think that was my first mistake. When I got paperwork in the mail, neither the balance showed as 1459.50. They started making my debt personal bank account. You now have my banking info. What can I do? Should I close my account or is that illegal? Of course, if I c