Need a plan of attack [call recording] [plan of attack]

Situation: 5 CO
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rnIch have credit cards all accounts the same age from 3 years. Of these 5 have been sold 3 to CA and some other CA in the 1st CA. I have contacted from time to time over the years from this CA, but never talked to them or write them. None of them tried to sue me (and many have threatened). Some CA recently tried to get me to work on, but since I work for a Call Recording Company, I can easily display them (plus I think it intimidates them) 0.
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rnPr?misse:
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rnIch've heard that you should never pay the CA only the OC. However, the old OC so the only way is to pay the CA.
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rnFragen: I
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rnSollte the debt by the OC only if it (of course written) promise to remove its entry from my credit report?
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rnWenn-And-they want to remove the entry, is how difficult it may be, removes the CO OC from my CR?
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rnOder should I pay nothing and try the techniques to negative comments from my CR first step should be? If so, what first?
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rnMai main concerns are:
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rn1. Stirring a hornet's nest with the CA
rn2. Re-aging on something my CR
rn3. Sued
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rnIch would be testing the waters begin soon. Thanks in advance for any advice.
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rnVielen Thanks!

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Best Answer: You will need a CCTV or invisible powder that can only be seen with a black light.

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Reply:http://www.permissiblepurpose.com/

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Reply:Can we have a short line or link about the Lizard King saga?

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Reply:I didn't mean beg them, literally, but if they re-aged, I'd be ready to smack them about on it. I am familiar with the Lizard king saga.

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Reply:47 uses lots of language shorthand and sometimes his advice comes out as gibberish. Make sure you get input from several people.

You should not pay a CA unless they can validate without violating the laws and agree to delete negative info.

This is hard to understand and it's not necessarily true. No, what should be done is a little investigation. Is this a valid debt? If so, how do I know how much I owe. Is the collect entitled legally to collect?

The way to determine the answers to these questions is to use the debt validation technique. The link to this is above.

I would 1-2 punch the CA's.
This is all part of the debt validation technique.

Concenrs 1 and 2 are meaningless.
I would worry, it depends on several things – what is the sol, etc.

I'd beg them to reage so I can sue their pants off. Re-aging is illegal.

Please don't offer such advice EVER AGAIN!! Trying to get people to perform actions to sue is what landed Lizard King (infamous in the credit world) the target of lawsuits. This is a felony.

Stirring up a hornets nest isn't a worry, since they can't call, if you tell them to stop.

Getting sued is probably a minor concern as well. They probably would have done it if they were going to.
What are you, a crystal ball?? You have no idea!

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Reply:1-2 punch = sending a debt validation letter to the CA, and disputing the the CRA's when you get the return reciept back from them. If they verify before providing validation, that is continued collection activity, a FDCPA violation.

PFD= pay for delete. I haven't heard of people having much success with it.

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Reply:Thanks guy. In fact, I have read some of your other replies on this forum and I like your style and advice.

Would you mind elabortating on these two comments? Thanks!

"I doubt an OC would agree to a PFD, but it never hurts to try."

"I would 1-2 punch the CA's."

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Reply:You should not pay a CA unless they can validate without violating the laws and agree to delete negative info.

I doubt an OC would agree to a PFD, but it never hurts to try.

I would 1-2 punch the CA's.

Concenrs 1 and 2 are meaningless.

I'd beg them to reage so I can sue their pants off. Re-aging is illegal.

Stirring up a hornets nest isn't a worry, since they can't call, if you tell them to stop.

Getting sued is probably a minor concern as well. They probably would have done it if they were going to.

Adjust your mindset. Start thinking of suing them.

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